Federal Direct Subsidized Stafford Loans

The Federal Direct Stafford Loan Program may provide the following amounts in combination of Subsidized and Unsubsidized:

• $5,500 for dependent first-year students
  $9,500 for independent first-year students
• $6,500 for dependent second-year students
  $10,500 for independent second-year students
• $7,500 for dependent students finishing the rest of their program
  $12,500 for independent students finishing the rest of their program

Students who demonstrate need and are attending at least half-time (6 credit hours) are eligible. The loans are interest-free while the student is attending school. Interest rate is determined by the Dept. of Education prior to the beginning of the new school year, usually around July 1^st. Repayment begins six months after the student ceases at least half time enrollment.

Entrance Counseling

All new students who are eligible for a Federal Stafford Loan (even those who do not plan to take it) are required to complete an entrance counseling session. This session will ensure that you understand your responsibilities as a student loan borrower and is required in order to receive the money for your Stafford Loan.

Click here to complete the counseling session.

Loan Forms

• Download the information sheet for more information about Stafford Loans.
• Complete the Stafford Loan Master Promissory Note.
• Download the Stafford Loan Information Form.

Federal Student Code

Our Federal Student Code is: #001859